Retire Kept

About Retire Kept

An independent site with free calculators and plain-English guides for people near or in retirement: Social Security, Medicare premiums and the numbers that change every fall.

What we do

Every year the Social Security raise, the Medicare premiums and a dozen limits change. The official notices are long and scattered. We put each number on one clear page and build calculators that apply the real rules to your own numbers.

Where the numbers come from

Only primary sources: the Social Security Administration, the Centers for Medicare & Medicaid Services, Medicare.gov, the IRS, and the law itself. Each page shows its sources and the date we last checked them. When a number is a projection, we say so.

What we are not

We are not the Social Security Administration, Medicare or any government agency, and we don't sell insurance. Our results are estimates for general information, not financial, tax or legal advice. For your own case, check with SSA, Medicare or a qualified professional.

How the site is paid for

The site is free. It may show ads, and some links may later be to partners that pay us a commission. Those links will be labeled. Money never changes a calculation or what we say about the rules.

Corrections and contact

If you find a mistake, tell us and we'll fix it and note the change. Email: hello@retirekept.com