Retire Kept

Social Security payment schedule 2027

Your payment day depends on your birthday. Born on the 1st to the 10th: the second Wednesday. The 11th to the 20th: the third Wednesday. The 21st to the 31st: the fourth Wednesday. SSI is paid on the 1st.

2027 payment dates

Swipe the table sideways to see all columns.

MonthBirthday 1st–10thBirthday 11th–20thBirthday 21st–31stSSI
JanuaryWed Jan 13Wed Jan 20Wed Jan 27Thu Dec 31, 2026
FebruaryWed Feb 10Wed Feb 17Wed Feb 24Mon Feb 1
MarchWed Mar 10Wed Mar 17Wed Mar 24Mon Mar 1
AprilWed Apr 14Wed Apr 21Wed Apr 28Thu Apr 1
MayWed May 12Wed May 19Wed May 26Fri Apr 30
JuneWed Jun 9Wed Jun 16Wed Jun 23Tue Jun 1
JulyWed Jul 14Wed Jul 21Wed Jul 28Thu Jul 1
AugustWed Aug 11Wed Aug 18Wed Aug 25Fri Jul 30
SeptemberWed Sep 8Wed Sep 15Wed Sep 22Wed Sep 1
OctoberWed Oct 13Wed Oct 20Wed Oct 27Fri Oct 1
NovemberWed Nov 10Wed Nov 17Wed Nov 24Mon Nov 1
DecemberWed Dec 8Wed Dec 15Wed Dec 22Wed Dec 1

SSI for January 2028 is paid on Friday, December 31, 2027, because January 1 falls on a Saturday. Every 2027 payment includes the 3.6% COLA, starting with the SSI payment on December 31, 2026.

Who is paid on the 3rd

You're paid on the 3rd of each month instead of a Wednesday if you started getting benefits before May 1997, or if you get both Social Security and SSI. If the 3rd falls on a weekend or a holiday, the payment comes on the business day before. In 2027 that happens four times: January's payment comes on December 31, 2026 (January 3 is a Sunday and January 1 a holiday), April's on April 2, July's on July 2, and October's on October 1.

Spouses and family members

If you get benefits on someone else's record, such as a spouse's, your payment day follows that person's birthday, not yours.

If a payment is late

Wait three business days, then contact Social Security. Payment dates can also be checked in your my Social Security account.

How we worked out these dates

We applied Social Security's published rules to the 2027 calendar: Wednesday dates by birthday, SSI on the 1st, and payments due on a weekend or federal bank holiday moved to the business day before. Social Security also publishes its own 2027 calendar. If anything differs, its calendar wins.

Updated November 6, 2026. Sources: Social Security Administration, Schedule of Social Security Payments 2027 (Publication 05-10031); SSA, What You Need to Know When You Get Retirement or Survivors Benefits (Publication 05-10077); SSA, How much will the COLA amount be for 2027 and when will I receive it?